City Council

5. HIRED AUTO PHYSICAL DAMAGE COVERAGE termination fees; security deposits not returned by\nIf hired " autos" are covered " autos" for Liability the lessor; costs for extended warranties, credit\nCoverage and if Comprehensive, Specified life Insurance, health, accident or disability\nCauses of Loss, or Collision coverages are insurance purchased with the loan or lease; and\nprovided under this Coverage Form for any " auto" over\ncarry- balances from previous loans or\nyou own, then\nthe Physical Damage Coverages leases.\nprovided are extended to " autos" you hire or 8. AIRBAG COVERAGE\nborrow, subject to the following limit.\nUnder Paragraph B. EXCLUSIONS - of SECTION\nThe most we will pay for " loss"to any hired " auto" III - PHYSICAL DAMAGE the\nCOVERAGE,\nis:\nfollowing is added:\n1) $100,\n000; The exclusion relating to mechanical breakdown\n2) The actual cash value of the damaged or does not apply to the accidental discharge of an\nstolen property at the time of the " loss"; or airbag.\n3) The cost of repairing or replacing the 9. ELECTRONIC EQUIPMENT - BROADENED\ndamaged or stolen property, COVERAGE\nwhichever is smallest, minus a deductible. The a. The exceptions to Paragraphs 4 -\nB.\ndeductible will be equal to the largest deductible EXCLUSIONS - of SECTION III - PHYSICAL\napplicable to any owned " auto" for that coverage. DAMAGE COVERAGE are replaced by the\nNo deductible applies to " loss" caused by fire or following:\nlightning. Hired Auto Physical Damage coverage Exclusions c. and\n4. d. do\n4. not apply to\nis excess over any other collectible insurance.\nequipment designed to be operated solely by\nSubject to the above limit, deductible and excess use of the power from the " s"\nauto' electrical\nprovisions, we will provide coverage equal to the\nsystem that, at the time of " loss",is:\nbroadest coverage applicable to any covered\nauto" you own. 1) Permanently installed in or upon the\ncovered " auto";\nWe will also cover loss of use of the hired " auto" if\n2) Removable from a housing unit which is\nit results from an " accident", you are legally liable\npermanently installed in or upon the\nand the lessor incurs an actual financial loss,\ncovered " auto";\nsubject to a maximum of $ 1000 per " accident".\nThisextension of coverage does not apply to any 3) An integral part of the same unit housing\nauto" you hire or borrow from any of your any electronic equipment described in\nemployees", partners ( if you are a partnership), Paragraphs ( 1)and ( 2)above; or\nmembers ( if you are a limited liability company), 4) Necessary for the normal operation of the\nor members of their households. covered " auto" or the monitoring of the\nDAMAGE - ADDITIONAL covered " auto'\ns" operating system.