Terms of Service

1. Agreement to Terms

Welcome to Policy Edge. By accessing our website (policyedge.net) and related services (the “Site”), you agree to these Terms of Service and our Privacy Policy. If you do not agree, please stop using the Site immediately.

We may update these terms from time to time. The "Last Updated" date will reflect changes. By continuing to use the Site, you accept the updated terms.

2. Eligibility

The Site is intended for users who are 18 years or older. By using the Site, you represent that you meet this requirement. Persons under 18 may not use or register for the Site.

3. Intellectual Property

All content on the Site, including text, images, logos, software, and designs (“Content”) is owned or licensed by us and is protected by intellectual property laws. You may view and print content for personal use only. Commercial use is prohibited without our permission.

4. User Accounts

You may need to create an account. Keep your login information secure. You are responsible for activity under your account. We may remove or modify usernames we find inappropriate.

5. Fees and Payment

Some services may require payment. Accepted methods: Visa, Mastercard, American Express, and PayPal. All payments are in USD. You authorize us to charge recurring fees if applicable, until you cancel.

6. Cancellations

You may cancel your subscription at any time via your Stripe account. Cancellations take effect at the end of the current paid term. Contact us at spreciado67@gmail.com or (310)986-5679 for support.

7. Prohibited Activities

  • Do not misuse the Site or access it unlawfully.
  • Do not copy, scrape, or extract data without permission.
  • Do not upload viruses, spam, or harmful content.
  • Do not impersonate others or violate anyone's rights.
  • Do not use the Site for unauthorized commercial purposes.

8. User Content & Contributions

Any content you submit remains yours, but you grant us a license to use it for operating the Site. You are responsible for ensuring your content is legal, accurate, and non-infringing.

9. Third-Party Content

The Site may contain links to third-party sites. We are not responsible for the content or practices of third-party sites. Access third-party content at your own risk.

10. Privacy

Your use of the Site is also governed by our Privacy Policy. Data is hosted in the U.S. and subject to U.S. laws.

11. Termination

We may suspend or terminate your access at our discretion for violations of these terms or applicable laws. Termination does not waive our right to take legal action.

12. Disclaimers

The Site is provided “as-is.” We disclaim warranties to the fullest extent allowed by law. We are not liable for damages, errors, or interruptions.

13. Governing Law & Dispute Resolution

These Terms are governed by California law. Any disputes will first attempt informal negotiation. If unresolved, disputes will be resolved by binding arbitration under the AAA rules, except for claims excluded by law.

14. Miscellaneous

We may modify or discontinue the Site at any time without notice. We may correct errors and update content as necessary. By using the Site, you accept these Terms of Service.