LA County Board

24. Medical, Dental, Life Insurance, And Disability Plan Rates For 2027 Recommendation: Approve the proposed premium rates for County-sponsored plans as follows: medical and dental rates for employees in the Choices and Options plans for the period of January 1, 2027 through December 31, 2027. Medical and dental rates for employees in the Flexible (Flex) and MegaFlex plans for the period of January 1, 2027 through December 31, 2027. Basic Life and Accidental Death and Dismemberment insurance rates for represented and non-represented employees and, for Choices and Options employees only, Optional Group Term Life and Dependent Term Life Insurance rates, for the period of January 1, 2026 through December 31, 2030. Optional Group Variable Universal Life and Dependent Term Life Insurance for Flex and MegaFlex employees for the period of January 1, 2027 through December 31, 2032. Survivor Income Benefit rates for MegaFlex employees for the period of January 1, 2027 through December 31, 2032, and rates for Short-Term Disability, Long-Term Disability (LTD) and LTD Health Insurance plans, for the period of January 1, 2027 through December 31, 2027. Take the following actions: Instruct County Counsel to review and approve the appropriate agreements and/or amendments with Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company (Anthem Blue Cross), Cigna Healthcare of California, Inc. (Cigna), Kaiser Foundation Health Plan, Inc. (Kaiser), Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. (Kaiser Mid-Atlantic), UnitedHealthcare of California and UnitedHealthcare Insurance Company (UnitedHealthcare), Delta Dental of California (Delta Dental Preferred Provider Organization (PPO), Delta Dental of California for DeltaCare USA (DeltaCare USA), SafeGuard Health Plans, Inc. (MetLife/SafeGuard), Metropolitan Life Insurance Company (MetLife), and Life Insurance of North America, a wholly owned subsidiary of New York Life, or their successors and affiliates, as necessary, for the period January 1, 2027 through December 31, 2027. Instruct the Chair to sign the aforementioned agreements and/or amendments. Approve the proposed premium rates for the health plans sponsored by the Association for Los Angeles Deputy Sheriffs, Inc., the Los Angeles County Fire Fighters Local 1014, and the proposed premium rates for the California Association of Professional Employees, for the period January 1, 2027 through December 31, 2027. Instruct the Auditor-Controller to make all payroll system changes necessary to implement the changes recommended herein to ensure that all changes in premium rates are first reflected on pay warrants issued on January 15, 2027. (26-5529)